There is no risk on your part at all in making your demand for lawful money. The law encourages you to do so. After you have made your demand for a full tax year you will be ready to file for the refund of your withholdings, if any. That gives you plenty of time to study here, to learn the deeper lessons. Go through the videos and get started. Then click the embedded links to learn the more subtle nuances. All the law requires of you is to make your demand. But your intention behind the demand should be based in truthful history and fact.